Other Online Services:

Federally Insured Up To $250,000
equal housing lender

Loan Rates

 

New & Used Autos
Marine
Motorcycle / RV
Mortgage
Equity Loans
Personal
VISA Credit Cards

Rates effective as of April 16, 2014

APPLY NOW!

 

New & Used Autos Loans
100% Financing on NADA Value
Year

For Qualified Applicants APR*

As Low As:

New & Used 2014 - 2011
1.99%**
Used 2010 - 2009
2.99%
Used 2008 - 2007
3.99%
Used 2006 - 2005
4.99%
Used 2004 and Older
6.00%

 

* Annual Percentage Rate

** For a limited time for qualified members

Contact a Financial Service Representative for available loan terms.

Rates, terms and conditions are subject to change and based on creditworthiness, qualifications, and collateral conditions. Extended terms may be available to qualified applicants. All loans subject to credit approval.

 

 

 

Motorcycle / Marine Loans
100% Financing on NADA Value
Year

For Qualified Applicants APR*

As Low As:

New & Used 2014 - 2011

2.99%
2010 and Older
3.99%

 

* Annual Percentage Rate

Contact a Financial Service Representative for available loan terms.

Rates, terms and conditions are subject to change and based on creditworthiness, qualifications, and collateral conditions. All loans subject to credit approval.

 

 

RV Loans
100% Financing on NADA Value
Year

For Qualified Applicants APR*

As Low As:

New & Used 2014 - 2011
2.99%
2010 and Older
3.99%

 

* Annual Percentage Rate

Contact a Financial Service Representative for available loan terms.

Rates, terms and conditions are subject to change and based on creditworthiness, qualifications, and collateral conditions. All loans subject to credit approval.

 

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Mortgage Loans
*Rates as low as*
Annual Percentage Rate based on a loan of $100,000
Mortgage Type
Term

As Low As:

Rate

As Low As:

APR*

Monthly Payment Example for

$100,000 loan

   1/1 ARM**

 
Not Available
Not Available
 
3/3 ARM
 
Not Available
Not Available
 
5/5 ARM
 
Not Available
Not Available
 
7/1 ARM
 
Not Available
Not Available
 
Fixed Rate

30 Years

4.625%***
4.710%
$514.44
Fixed Rate
20 Years
4.250%***
4.370%
$619.23
Fixed Rate
15 Years
3.625%***
3.770%
$721.04
Fixed Rate
10 Years
3.250%***
3.460%
                 $977.19
         

IN-HOUSE RATE (80% financing)

*FOR A LIMITED TIME ONLY*

Fixed Rate

20 Years
4.500%
4.620%
$632.65

IN-HOUSE RATE (80% financing)

*FOR A LIMITED TIME ONLY*

Fixed Rate

15 Years
3.500%
3.650%
$714.88

IN-HOUSE RATE (80% financing)

*FOR A LIMITED TIME ONLY*

Fixed Rate

10 Years
3.250%
3.460%
$977.19

 

For current rates and information on other Mortgage Loan Products, please call (812) 234-1021.

HDMA - Home Mortgage Disclosure Act


* Annual Percentage Rate

** Adjustable Rate Mortgage

*** SOME RATES QUOTED WITH ORIGINATION FEES

Rates, terms and conditions are subject to change and based on creditworthiness, qualifications, and collateral conditions. All loans subject to credit approval.

 

 

Equity Loans
 
Loan Type
Term

As Low As:

APR*

 

Monthly Payment Example for

$10,000 loan

Home Equity Line of Credit Loan**

No Closing Costs

15 Years
3.25%
$100.00 (1% of outstanding balance)

Fixed Rate Equity Loan**

No Closing Costs

Rate available for limited time.

5 Years
3.49%
 

 

* Annual Percentage Rate

** Please contact a loan officer for terms and conditions.

Home Equity Line of Credit Disclosure

Rates, terms and conditions are subject to change and based on creditworthiness, qualifications, and collateral conditions. All loans subject to credit approval.

 

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Personal Loans
.
Loan Type

For Qualified Applicants APR*

As Low As:

Personal Loan 10.25% APR
.
LOC (Overdraft option)  As Low As:  9.99% APR
.
Share/Certificate Pledges Dividend Rate + 2.50%
.
Miscellaneous Collateral

 

9.50% APR
.
Vacation Loan Special** (for a limited time)

 

8.99% APR
 

 

* Annual Percentage Rate

** Up to 12 months

Contact a Financial Service Representative for available loan terms.

Rates, terms and conditions are subject to change and based on creditworthiness, qualifications, and collateral conditions. All loans subject to credit approval.

 

 

 

VISA Credit Cards
 
Card Type

Annual Fee

Introductory APR*
Standard APR*
VISA Classic
None
4.9%
12.9%
VISA Gold
None
4.9%
11.9%
VISA Platinum
None
4.9%
8.9%

 

Rates, terms and conditions are subject to change and based on creditworthiness, qualifications, and collateral conditions. All loans subject to credit approval

.

 

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