Skip to main content

Funds Availability Policy change effective July 1, 2020

The Federal Reserve is changing the amount of funds that can be made available when you deposit a check. Effective July 1, 2020, here’s what’s changing:

  • The amount available for withdrawal for checks, not subject to next day availability, will increase from $200 to $225.
  • The amount available for withdrawal on exception holds for large deposits and new accounts, not subject to next day availability, will increase from $5,000 to $5,525
If you have any questions regarding these changes, please contact the credit union at 812-234-1021 or email at

Contact Information

We need your up-to-date contact information in our system. If you've recently moved or have a new phone number, let us know! You can update your address through our CUOnline Account Access or email us and we will give you instructions on how to update your information. 

Email Us

In Need of Assistance? 

Do you need a little extra help during this COVID-19 crisis? We are here for you in a variety of ways, from low-rate personal loans to payment deferrals for members with existing loans. 

Learn More


National Credit Union Administration

The standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category. The $250,000 standard share insurance account became permanent through the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.