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Funds Availability Policy change effective July 1, 2020


The Federal Reserve is changing the amount of funds that can be made available when you deposit a check. Effective July 1, 2020, here’s what’s changing:
 

  • The amount available for withdrawal for checks, not subject to next day availability, will increase from $200 to $225.
     
  • The amount available for withdrawal on exception holds for large deposits and new accounts, not subject to next day availability, will increase from $5,000 to $5,525
     
If you have any questions regarding these changes, please contact the credit union at 812-234-1021 or email at info@isucreditunion.com.




Contact Information

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Do you need a little extra help during this COVID-19 crisis? We are here for you in a variety of ways, from low-rate personal loans to payment deferrals for members with existing loans. 

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HOW YOUR ACCOUNTS ARE FEDERALLY INSURED?

National Credit Union Administration

The standard share insurance amount is $250,000 per share owner, per insured credit union, for each account ownership category. The $250,000 standard share insurance account became permanent through the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

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