Christmas Club

  • No minimum balance required
  • Dividends are calculated daily and compounded quarterly on balances of $50 or more
  • Statements mailed quarterly; monthly when member has any electronic access during the month
  • Balance automatically transferred to share draft or share account on first business day of November each year and account remains open
  • Restrictive access - $5.00 fee for withdrawals made between January 1st and September 30th.