Share Certificates

  • $500 minimum opening deposit required
  • $250 minimum opening deposit required for ages 21 and under
  • 3 months through 5 year terms available
  • Dividends for certificates with terms of 3 through 12 months are calculated daily and compounded quarterly
  • Dividends for certificates with terms greater than 12 months are calculated daily and compounded quarterly with the option of monthly interest payments
  • Dividend payment options available
  • Substantial penalty for early withdrawal