Indiana State University Federal Credit Union Privacy Policy

Rev (06/17)

FACTS WHAT DOES INDIANA STATE UNIVERSITY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
 Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

Indiana State University Federal Credit Union is committed to providing you with financial products and services to meet your financial goals. We recognize you expect the highest level of confidentiality and privacy regarding your financial and personal information. We are committed to maintaining that level and are required by Federal law to give you this privacy notice. It describes our policies and practices that protect your privacy and enable us to share information to make available competitive financial products and services. If you have any questions after reading it, please contact us at (812) 234-1021 or 1-800-628-1021.

What?

 The types of personal information we collect and share depend on the product or service you have with us. This information can include:
 Social Security number and income
 account balances and payment history
 credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
 How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Indiana State University Federal Credit Union chooses to share; and whether you can limit this sharing.
 Reasons we can share your personal information Does Indiana State University Federal Credit Union share?  Can you limit this sharing? 
 For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus  Yes  No
 For our marketing purposes— to offer our products and services to you  Yes  No
 For joint marketing with other financial companies  Yes  No
 For our affiliates’ everyday business purposes— information about your transactions and experiences  No  We don't share
 For our affiliates’ everyday business purposes— information about your creditworthiness  No  We don't share
 For our affiliates to market to you  No  We don't share
 For nonaffiliates to market to you  No  We don't share
Questions?  Call (812) 234-1021 or toll free (800) 628-1021
What we do  
 How does Indiana State University Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We maintain physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate. 
 How does Indiana State University Federal Credit Union collect my personal information?  We collect your personal information, for example, when you
 open an account or deposit money
 pay your bills or apply for a loan
 use your credit or debit card
We also collect your personal information from others, such as credit bureaus and other companies.
 Why can’t I limit all sharing?  Federal law gives you the right to limit only
 sharing for affiliates’ everyday business purposes—information about your creditworthiness
 affiliates from using your information to market to you
 sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
 Definitions  
 Affiliates  Companies related by common ownership or control. They can be financial and nonfinancial companies.
Indiana State University Federal Credit Union has no affiliates
 Nonaffiliates  Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Indiana State University Federal Credit Union does not share with nonaffiliates so they can market to you
 Joint marketing  A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include Insurance Companies